Insurer Product Review

Horak Insurance Brokers is a family-owned private business, enabling us to provide a personal service to our clients at a very professional level. Our client base consists of institutions and individuals who lead a responsible lifestyle, who care for their well-earned assets, and who want to protect them. We specialise in the development and administration of insurance products for individuals, groups, companies, churches, pensioners and professional people who qualify according to our underwriting criteria. 

PPS	Product Review
	Sophisticated group of individuals who enjoy specialised sickness, incapacity, life and disability benefits as well as business assurance   Life assurance and disability – designed to help graduate professional protect their family’s future lifestyle   Student benefits – securing your future   Sickness and Permanent incapacity benefits – day-to-day expenses will be taken care of whilst you’re unable to work resulting from injury, permanent incapacity or illness   Critical illness and Physical impairment – sufficient funding for your necessary lifestyle adjustments   Beneficiaries Trusts   Estate Planning   Investments   New generation retirement, savings and investments products which include Personal Pension, Preservation Funds, Living Annuity, Endowment Plans, Preferred Funds and Multi-Managed Funds   Profmed   A Medical Scheme that specifically caters to the needs of graduate professionals

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