Short Term Insurer Product Review

Horak Insurance Brokers is a family-owned private business, enabling us to provide a personal service to our clients at a very professional level. Our client base consists of institutions and individuals who lead a responsible lifestyle, who care for their well-earned assets, and who want to protect them. We specialise in the development and administration of insurance products for individuals, groups, companies, churches, pensioners and professional people who qualify according to our underwriting criteria. 

Santam	Product Review
	Personal Insurance   MulitBonus – 20% of premiums paid back after 2nd year   MultiMotor – Motor only including CD’s, car radio   MultiMax – Select your own excess   Multiplex – Flexible for individual needs   MultiHome – Cover your home and its contents   Legal Access – 24 hour legal advice   Commercial Insurance   Commercial – tailor made insurance for businesses   Tourism, Leisure & Entertainment   Agriculture   Mediplex – Medical practitioner extensive cover   Dentiplex – structure to meet the needs of a dental practitioner   Vinoplex – exclusively for the wine industry   Umbrella Liability – extended and comprehensive liability cover   Transport insurance – heavy commercial vehicles and transport contractors   Corporate insurance – larger corporate sectors   Specialised insurance – personal and group accident, contingency, medical insurance and motor   Risk finance – alternative risk transfer solutions   MultiSOS – emergency and claims helpline

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